Files.com is the file exchange layer banks, funds, and fintech run on — ACH and settlement files on hard deadlines, custodian feeds on counterparty terms, and a defensible audit trail behind all of it. 4,000+ organizations trust Files.com, including TowneBank, Nasdaq, and Moelis & Company.
No pushy sales process
Real companies. Real file flows. Real results.
Financial file exchange has a structural fact at its center: you control neither end. The custodian is SFTP-only and accepts configuration changes once a quarter. The clearing network sets the cutoff. The counterparty dictates the folder layout, the encryption keys, and the delivery window — and a change request into their process takes months.
A missed, malformed, or late file is a financial and regulatory event, not an inconvenience: a position that looks like cash that isn’t there, a wire that misses the closeout, a delivery a regulator asserts never happened.
Files.com absorbs every counterparty’s terms on your side of the connection — their protocols, their keys, their schedules — and puts a tamper-proof audit trail, delivery monitoring, and policy-driven retention behind all of it, so the record exists before anyone asks for it.
Banks, asset managers, wealth platforms, and payments companies each run a different exchange. These are the ones Files.com carries in production every day.
ACH origination, positive pay, wire files, and image cash letters move on schedules someone else sets — same-day ACH cutoffs, wire closeouts, morning vendor jobs — with retries and alerting built in, so the deadline is met without a person watching a folder.
Holdings, NAV, trade, and reconciliation files arrive from custodians and fund admins who are SFTP-only and will not change. Remote Server connections absorb each counterparty’s folder layout, keys, and schedule on your side — no change request into a bank’s four-month process.
File-triggered jobs can’t detect absence. Delivery monitoring with market-aware holiday calendars turns a missing overnight custodian file into an alert inside the vendor’s redelivery window — before the trading day starts on stale numbers.
Seven-year broker-dealer archives, one-year syslog, 45-day transfer channels — per-folder retention and expiration enforce each clock automatically, with WORM folders for the records an examiner expects to find unaltered.
Loan documents, wire instructions, and KYC files come in through branded Inboxes and expiring links — no account for the borrower to create, and no PII riding in email attachments.
Counterparty-mandated PGP encryption and decryption run as folder settings with managed keys — the custom decryption scripts and the person who understood them retire together.
Banking & Finance
A deliberately flat upload experience lets non-technical property managers submit files without seeing the deep Azure hierarchy and validation pipeline behind it.
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Banking & Finance
Moving the bank’s sensitive production transfers took a flow-by-flow lift-and-shift that preserved its encryption, service accounts, and surrounding integrations.
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Banking & Finance
Files.com preserves the SMB paths behind Calamos’s batch estate, lets vendors cut over one at a time, and sends migrated analytics feeds to Azure without a second copy job.
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Banking & Finance
Each new deal’s counterparty feed is now a matter of configuration rather than another engineering project.
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Files.com moves files between the systems finance already depends on: core banking vendors like FIS and Q2, custodians and fund administrators over their own SFTP endpoints, portfolio and accounting platforms, Workday and SharePoint on the back office, and analytics stacks on Snowflake and Databricks. Identity comes from Okta or Microsoft Entra ID with SCIM, logs stream to your SIEM, and storage mounts in place — Amazon S3, Azure Blob, or Google Cloud Storage — so the bytes stay in accounts you own.
The MFT appliance, the EDI translator, the scripts, and the scheduler — replaced by one platform with the audit record built in.
Dedicated, fully managed SFTP, FTP, and FTPS endpoints, with every protocol your partners already use. No servers to patch and no DMZ to maintain.Replaces IBM Sterling, GoAnywhere, MOVEit, Axway, AWS Transfer Family
See Cloud SFTP ServerBranded portals, secure share links, and request inboxes, plus co-editing for Office documents. Partners and customers get access with no account and nothing to install.Replaces Box, Dropbox, ShareFile, Egnyte
See CollaborationMove files up to 5 TB at full speed over any distance, with chunked, resumable transfers on standard protocols and custom UDP acceleration in the Agent.Replaces IBM Aspera, Signiant
See Fast TransfersTrigger on a file arriving, a schedule, or an event, then route, convert, and notify, with retries and alerts built in. The reliable replacement for the scripts and cron jobs nobody wants to own.Replaces fragile custom scripts and cron jobs
See AutomationsReshape files inline as they move: convert formats and pull fields out of EDI, HL7, XML, JSON, and CSV, so downstream systems get exactly what they expect.Replaces hand-built parsing and conversion scripts
See Transform & ExtractNative apps for Windows, macOS, iOS, and Android mount your cloud storage as a local drive, so you can retire aging file servers and NAS without changing how people work.Replaces NetApp, Nasuni, aging NAS, Windows file servers
See File Server ReplacementEvery capability runs on one platform — SOC 2 Type II certified, HIPAA BAA available, with a complete audit trail on every action.
SOC 2 Type II audited, PCI attested, and zero breaches in 15+ years of operation — the posture your vendor risk review is looking for.
Independently audited, every year.
BAA and DPA available, with EU and regional data residency.
AES-256 at rest, TLS 1.2 and 1.3 in transit.
SAML SSO, SCIM provisioning, MFA, and granular role-based access.
Every action logged immutably and streamed to your SIEM.
Third-party tests across the whole platform.
No Level 1 runaround, no script, no callback queue. When something breaks, you reach a seasoned file transfer expert who can actually fix it.
Talk to file transfer experts who understand how you work.
A dedicated Onboarding Architect and a step-by-step plan — most teams are live within five business days.
Enterprise Support is a real relationship, not a faster queue. Enterprise Support customers run Files.com around the clock as critical infrastructure, and we’re there when something can’t wait until Monday morning.
See Enterprise Support“Simplicity, reliability, and speed of use. The uptime alone has been worth it — we've barely had a downtime issue.”
“Great REST API for automating everything, well documented. Every SFTP use case we have is covered, with encryption end-to-end.”
“Files.com's strengths are simplicity, ease of use, and the cloud connectors. We don't have to invent custom infrastructure for every partner.”
What bank and fund IT teams ask most when evaluating Files.com.
4,000+ organizations run mission-critical file transfer on Files.com. Talk to our team or validate the technology on a free trial.
No pushy sales process
